diff --git a/server/AyaNova/Controllers/NameController.cs b/server/AyaNova/Controllers/NameController.cs
index c3b00473..de91b95e 100644
--- a/server/AyaNova/Controllers/NameController.cs
+++ b/server/AyaNova/Controllers/NameController.cs
@@ -56,11 +56,9 @@ namespace AyaNova.Api.Controllers
                 return BadRequest(new ApiErrorResponse(ModelState));
             if (id == 0)
                 return Ok(ApiOkResponse.Response(ayType.ToString()));
-            using (var command = ct.Database.GetDbConnection().CreateCommand())
-            {
-                ct.Database.OpenConnection();
-                return Ok(ApiOkResponse.Response(BizObjectNameFetcherDirect.Name(ayType, id, command)));
-            }
+
+            return Ok(ApiOkResponse.Response(BizObjectNameFetcherDirect.Name(ayType, id, ct)));
+
         }
 
 
diff --git a/server/AyaNova/biz/BizObjectExistsInDatabase.cs b/server/AyaNova/biz/BizObjectExistsInDatabase.cs
index 44325e7f..cf0ac82f 100644
--- a/server/AyaNova/biz/BizObjectExistsInDatabase.cs
+++ b/server/AyaNova/biz/BizObjectExistsInDatabase.cs
@@ -108,6 +108,14 @@ namespace AyaNova.Biz
                     return await ct.Reminder.AnyAsync(z => z.Id == id);
                 case AyaType.Review:
                     return await ct.Review.AnyAsync(z => z.Id == id);
+                case AyaType.ServiceRate:
+                    return await ct.ServiceRate.AnyAsync(z => z.Id == id);
+                case AyaType.TravelRate:
+                    return await ct.TravelRate.AnyAsync(z => z.Id == id);
+                case AyaType.TaxCode:
+                    return await ct.TaxCode.AnyAsync(z => z.Id == id);
+                case AyaType.ServiceBank:
+                    return await ct.ServiceBank.AnyAsync(z => z.Id == id);
                 default:
                     throw new System.NotSupportedException($"AyaNova.Biz.BizObjectExistsInDatabase::ExistsAsync type {objectType.ToString()} is not supported");
             }
diff --git a/server/AyaNova/biz/BizObjectFactory.cs b/server/AyaNova/biz/BizObjectFactory.cs
index 743aee72..d5be9c6b 100644
--- a/server/AyaNova/biz/BizObjectFactory.cs
+++ b/server/AyaNova/biz/BizObjectFactory.cs
@@ -98,6 +98,8 @@ namespace AyaNova.Biz
                     return new TravelRateBiz(ct, userId, ServerBootConfig.AYANOVA_DEFAULT_TRANSLATION_ID, roles);
                 case AyaType.TaxCode:
                     return new TaxCodeBiz(ct, userId, ServerBootConfig.AYANOVA_DEFAULT_TRANSLATION_ID, roles);
+                case AyaType.ServiceBank:
+                    return new ServiceBankBiz(ct, userId, ServerBootConfig.AYANOVA_DEFAULT_TRANSLATION_ID, roles);
 
 
 
diff --git a/server/AyaNova/biz/BizObjectNameFetcherDirect.cs b/server/AyaNova/biz/BizObjectNameFetcherDirect.cs
index 33bdffcf..911c54fe 100644
--- a/server/AyaNova/biz/BizObjectNameFetcherDirect.cs
+++ b/server/AyaNova/biz/BizObjectNameFetcherDirect.cs
@@ -1,4 +1,5 @@
 using Microsoft.Extensions.Logging;
+using Microsoft.EntityFrameworkCore;
 namespace AyaNova.Biz
 {
 
@@ -10,6 +11,7 @@ namespace AyaNova.Biz
         {
             try
             {
+
                 cmd.CommandText = $"select PUBLIC.AYGETNAME({id}, {(int)ayaType}) as m";
                 // cmd.CommandText = $"SELECT m.{COLUMN} FROM {TABLE} AS m WHERE m.id = {id} LIMIT 1";
                 using (var dr = cmd.ExecuteReader())
@@ -21,6 +23,18 @@ namespace AyaNova.Biz
                 throw;
             }
         }
+
+        //warning: use the above in a loop, not this one
+        internal static string Name(AyaType ayaType, long id, AyaNova.Models.AyContext ct)
+        {
+            using (var command = ct.Database.GetDbConnection().CreateCommand())
+            {
+                ct.Database.OpenConnection();
+                return Name(ayaType, id, command);
+
+            }
+        }
+
     }//eoc
 }//eons
 
diff --git a/server/AyaNova/biz/NotifyEventHelper.cs b/server/AyaNova/biz/NotifyEventHelper.cs
index d0ae9c03..7d7ec054 100644
--- a/server/AyaNova/biz/NotifyEventHelper.cs
+++ b/server/AyaNova/biz/NotifyEventHelper.cs
@@ -132,7 +132,7 @@ namespace AyaNova.Biz
 
 
         /////////////////////////////////////////
-        // PROCESS STANDARD CREATE NOTIFICATION
+        // PROCESS STANDARD MODIFIED NOTIFICATION
         //
         //
         public static async Task ProcessStandardObjectModifiedEvents(ICoreBizObjectModel newObject, AyContext ct)
diff --git a/server/AyaNova/biz/ServiceBankBiz.cs b/server/AyaNova/biz/ServiceBankBiz.cs
index b45597c2..88faa535 100644
--- a/server/AyaNova/biz/ServiceBankBiz.cs
+++ b/server/AyaNova/biz/ServiceBankBiz.cs
@@ -110,8 +110,18 @@ namespace AyaNova.Biz
 
             //Name required
             if (string.IsNullOrWhiteSpace(proposedObj.Name))
+            {
                 AddError(ApiErrorCode.VALIDATION_REQUIRED, "Name");
+                return;
+            }
 
+
+            //Object exists?
+            if (!await BizObjectExistsInDatabase.ExistsAsync(proposedObj.ObjectType, proposedObj.ObjectId, ct))
+            {
+                AddError(ApiErrorCode.NOT_FOUND, "generalerror", $"Bankable source object specified doesn't exist [type:{proposedObj.ObjectType}, id:{proposedObj.ObjectId}]");
+                return;
+            }
             /*
              "CONSTRAINT UNQ_ServiceBank UNIQUE (entrydate, objectid, objecttype, incidentsbalance, hoursbalance, currencybalance), " +
                 "CONSTRAINT UNQ_ServiceBank_Previous_values UNIQUE (lastentrydate, objectid, objecttype, lastincidentsbalance, lasthoursbalance, lastcurrencybalance), " +
@@ -241,6 +251,45 @@ namespace AyaNova.Biz
             await NotifyEventHelper.ProcessStandardObjectEvents(ayaEvent, proposedObj, ct);
 
             //SPECIFIC EVENTS FOR THIS OBJECT
+            var o = (ServiceBank)proposedObj;
+            
+
+            //SERVICE BANK DEPLETED   
+            {
+                var subs = await ct.NotifySubscription.Where(z => z.EventType == NotifyEventType.ServiceBankDepleted).ToListAsync();
+                string SourceName = string.Empty;
+                if (subs.Count > 0)
+                    SourceName = BizObjectNameFetcherDirect.Name(o.ObjectType, o.ObjectId, ct);
+
+                foreach (var sub in subs)
+                {
+                    //not for inactive users
+                    if (!await UserBiz.UserIsActive(sub.UserId)) continue;
+
+                    //Has any of the balances changed and is that changed balance within this users selected threshold?
+                    //decvalue here refers to the balance left
+                    if (
+                        (o.LastCurrencyBalance != null && o.CurrencyBalance != o.LastCurrencyBalance && o.CurrencyBalance <= sub.DecValue)
+                        || (o.LastHoursBalance != null && o.HoursBalance != o.LastHoursBalance && o.HoursBalance <= sub.DecValue)
+                        || (o.LastIncidentsBalance != null && o.IncidentsBalance != o.LastIncidentsBalance && o.IncidentsBalance <= sub.DecValue)
+                    )
+                    {
+
+                        NotifyEvent n = new NotifyEvent()
+                        {
+                            EventType = NotifyEventType.ServiceBankDepleted,
+                            UserId = sub.UserId,
+                            AyaType = o.ObjectType,
+                            ObjectId = o.ObjectId,
+                            NotifySubscriptionId = sub.Id,
+                            Name = SourceName
+                        };
+                        await ct.NotifyEvent.AddAsync(n);
+                        log.LogDebug($"Adding NotifyEvent:  [{n.ToString()}]");
+                        await ct.SaveChangesAsync();
+                    }
+                }
+            }
 
         }//end of process notifications